Tax-Free Retirement
What if you found out that the most popular investment vehicles on the market for "qualified plans" for retirement such as an IRA, 401(k) pension plan, or similar turned out not to be the best for you? When would you want to know? These "qualified plans" allow you to invest "before tax" dollars and have your money grow tax deferred. Compared to traditional brokerage accounts which include stocks, bonds, mutual funds, and so forth, the "qualified plans" have huge tax advantages. But they don't eliminate the taxes, they postpone them and the tax calculation. This could be a big problem if.. the tax bracket or tax rate is higher years into the future at retirement or when you start making withdrawals from the "qualified plans" and cost you hundreds of thousands or millions of dollars more than it should.
Planning for a retirement future tax-free could be one of the most important decisions you will make in your lifetime. If you have been following what's been happening in Washington with the talks on debt ceiling and deficit reductions, then you have to wonder where tax rates will wind up in the future. The current top federal tax rate today is 39.6%. Government spending continues to place a big burden on tax payers today and will in the future. Government borrowing which adds to the deficit requires future interest payments out of future taxes. The average top tax rate has been 59.04% over the history of taxes in the U.S. and reached a height of 94% during WWII to help finance the war effort. Our current wars in Iraq and Afghanistan have been financed with increasing debt.
So what should the prudent person do who is trying to save up for retirement if they are concerned that future tax rates could rise and impact the quality of their retirement? That is why people are looking at an IRS-approved investment vehicle available to you right now that makes your traditional "qualified plans" look pale in comparison.
Contact Peter Tom at 440-384-2920 to schedule a complimentary 20 minute phone chat to learn about this powerful IRS-approved Tax-Free retirement vehicle with these following benefits:
You may also access my calendar directly at http://www.meetme.so/petertom and schedule a phone chat there.
As your gift for taking time out for the consultation, you will receive a free copy of the book, "Safe Money Millionaire", describing this powerful strategy to create tax-free income in more detail.
Planning for a retirement future tax-free could be one of the most important decisions you will make in your lifetime. If you have been following what's been happening in Washington with the talks on debt ceiling and deficit reductions, then you have to wonder where tax rates will wind up in the future. The current top federal tax rate today is 39.6%. Government spending continues to place a big burden on tax payers today and will in the future. Government borrowing which adds to the deficit requires future interest payments out of future taxes. The average top tax rate has been 59.04% over the history of taxes in the U.S. and reached a height of 94% during WWII to help finance the war effort. Our current wars in Iraq and Afghanistan have been financed with increasing debt.
So what should the prudent person do who is trying to save up for retirement if they are concerned that future tax rates could rise and impact the quality of their retirement? That is why people are looking at an IRS-approved investment vehicle available to you right now that makes your traditional "qualified plans" look pale in comparison.
Contact Peter Tom at 440-384-2920 to schedule a complimentary 20 minute phone chat to learn about this powerful IRS-approved Tax-Free retirement vehicle with these following benefits:
- IRS Approved with a Long Track Record
- Tax-Free Accumulation (as with a typical qualified plan)
- Tax-Free Distribution (unlike a typical qualified plan)
- No Limits on Contributions (unlike a typical qualified plan)
- Tax-Free Transfers at Death (unlike a typical qualified plan)
- Guaranteed to Never Lost Principal (unlike a typical qualified plan)
- Locks in Gains in Up Years (does not participate in market down years)
- No Penalties for Early Withdrawals
- Can Be Used Instead or In Addition to Traditional Qualified Plans (IRAs, 401(k)s, Pension Plans)
You may also access my calendar directly at http://www.meetme.so/petertom and schedule a phone chat there.
As your gift for taking time out for the consultation, you will receive a free copy of the book, "Safe Money Millionaire", describing this powerful strategy to create tax-free income in more detail.